ELS-0014Emergency · Canary Islands

What should every Canary Island expat leave in an emergency folder?

  • Official sources checked
  • Written by Sue Berry
  • Practical guidance

An expat emergency folder should give a trusted person the essential information they need to help if you are suddenly taken ill, admitted to hospital, unable to communicate or cannot return home.

The Quick Answer

Every expat should have an emergency folder that gives a trusted person the key information they may need if something suddenly happens.

It should clearly explain who you are, who to contact, your medical conditions and medication, your healthcare and insurance details, how to enter your home, what to do about pets, which bills need attention, where important documents are kept, who is legally able to act for you, and what your family should do during the first 24 hours.

For anyone living in the Canary Islands, it should also include your full property location, island and municipality, Spanish healthcare details, local contacts, TIE or residency information, and arrangements in case you need treatment on another island.

The folder should contain practical instructions and clear locations.

It should not include passwords, PINs, full bank card details or irreplaceable original documents.

Why This Matters

When an expat has an emergency, family members may be far away and unsure who to contact, where important documents are kept, how to enter the home, or what needs immediate attention.

In the Canary Islands, distance and inter-island travel can make things even harder.

An emergency folder gives loved ones a clear starting point, helping them act quickly and with less confusion.

Frequently asked questions

Is an emergency folder the same as a will? No. A will mainly explains what should happen to your estate after your death. An emergency folder contains practical information that may be needed while you are alive but ill, injured or unable to manage your affairs. The emergency folder should record where your will is held, but it does not replace it.

Should I put passwords in my emergency folder? No. Record which online services you use and where secure access instructions are stored. Passwords should be managed through an appropriate password manager or another secure process. A paper folder could be read, photographed or removed by someone who is not authorised.

Should I keep original documents in the folder? Usually, copies are safer. The folder should state where the originals are stored and who holds them. Some legal and administrative procedures may require an original or officially certified copy, so do not assume a photocopy will always be accepted.

Does my family need to know how much money I have? Not necessarily. They need to know which banks, pension providers, insurers and financial organisations hold your accounts. The exact balances and full account details can be kept more securely. The aim is to create a reliable account locator, not expose all your financial information.

Who should have access to the folder? Choose people who are trustworthy and likely to be available. Ideally, this includes: One person living locally One close family member Anyone with formal legal authority Your partner, where appropriate Only give each person the level of access they genuinely need.

What if all my family live in the UK? Name at least one trusted person in the Canary Islands. This could be a friend, neighbour, keyholder, property manager or professional contact. They may be able to enter the home, care for pets, collect belongings or provide information before family members arrive.

Should my folder be written in Spanish? It is useful to include a short Spanish emergency summary covering: Your identity Address Medical conditions Medication Allergies Emergency contact Healthcare information Longer legal or medical documents should be professionally translated when accuracy is important.

Where should I keep the emergency folder? Keep it somewhere secure but reasonably easy for your chosen person to find. Avoid placing it in a locked safe unless your trusted person knows how to obtain authorised access. You could keep the paper version in a clearly labelled drawer or cabinet, with fuller digital records in your Legacy Vault Kit.

How often should I update it? Review it at least every six months and after any significant change, such as: New medication A hospital admission A change of address New insurance A different bank A new keyholder A pet-care change A new will or power of attorney

What should I take if I have to evacuate my home in an emergency? Keep a separate grab-and-go pack containing copies of essential identification, medication information, emergency contacts, insurance details and any urgent medical supplies. Do not try to remove a large filing system during an emergency.

Important — Read Before You Act

This guide is intended to help you organise personal information. It does not replace legal, medical, financial or insurance advice. An emergency contact does not automatically have legal authority to manage your money, obtain confidential medical records, enter into contracts or make decisions for you. Wills, powers of attorney, healthcare instructions and cross-border arrangements should be reviewed with appropriately qualified professionals. In an immediate emergency in the Canary Islands, call 112.

What To Do — Step by Step

  1. Add a “Start Here” page The first page should explain what the folder is and how it should be used. Include: Your full legal name Your usual name Date of birth Home address Municipality Island Telephone number Preferred language The date the folder was last reviewed The name of the person who should read it first A short instruction explaining what to do For example: This is my emergency information folder. If I am seriously ill, admitted to hospital or unable to manage my affairs, please begin with the First 24 Hours page and contact the people listed below.

  2. Create a First 24 Hours page This page should list the immediate actions that may be needed. Include instructions to: Contact your main emergency person. Confirm which hospital or medical centre you are in. Check whether your partner or another person at home needs support. Enter the property if necessary. Care for pets. Find your medical information. Contact your insurer if private treatment is involved. Secure the home. Collect essential personal items. Tell close family members what has happened. Check whether urgent bills, appointments or travel arrangements need attention. In Spain and throughout the Canary Islands, 112 is the emergency number for ambulance, police and fire services. It is free to call.

  3. Add your emergency contacts Local emergency contacts Include: Partner or spouse Trusted neighbour Friend living nearby Keyholder Pet carer Landlord or property manager Community president or administrator Local doctor Pharmacy Gestor Lawyer Insurance assistance provider Family contacts abroad Include: Next of kin Adult children Siblings Executor Attorney Anyone who may need to travel For each person, record: Full name Relationship to you Telephone number with country code Email address Language spoken Whether they have a key Whether they can make decisions or are only an emergency contact What you would like them to do

  4. Include an emergency medical summary Your folder should contain a one-page medical summary showing: Main medical conditions Current medication Medication doses Serious allergies Previous serious reactions Blood-thinning medication Implanted medical devices Mobility needs Communication difficulties Preferred language Name of your health centre Name of your doctor Tarjeta Sanitaria details Private health insurance details Emergency assistance number Keep recent hospital or consultant reports in a supporting section.

  5. Add identification and residency information Keep copies of the documents relevant to your life in Spain. These may include: Passport identification page TIE card NIE certificate Residency certificate Empadronamiento certificate Tarjeta Sanitaria S1 registration information Private medical insurance card Driving licence Marriage or civil partnership certificate Birth certificate Evidence of any previous names National Insurance number Spanish Social Security number The UK Government’s official Living in Spain guidance covers residency, healthcare, driving, tax, pensions, later-life planning and documents for British citizens living in Spain.

  6. Explain how to access your home An emergency folder is of limited help if nobody can enter your property. Record: Full address Urbanisation or complex name House or apartment number Floor Municipality Island Nearby landmark Gate or entrance instructions Alarm information Key-safe location Who holds spare keys Whether there are security bars or internal locks How to contact the community administrator Any difficult access issues for an ambulance Whether pets may be loose inside You may also include a printed map or location pin, particularly if the property is difficult to find. The official 112 Canarias app can send the user’s GPS location when location permissions are enabled. It also has a non-voice option using icons and text chat for people who cannot speak during an emergency

  7. Include a home information sheet Record the practical details someone may need if you cannot return home. Include: Electricity provider Water provider Gas supplier, where relevant Internet and telephone provider Home insurer Landlord or letting agent Community administrator Alarm company Location of the fuse box Main water shut-off Gas shut-off Spare keys Emergency repair contact Pool or garden maintenance contact Cleaner or regular home help Any expected deliveries or appointments This section should explain what needs attention, not overwhelm someone with every detail of household life.

  8. Add pet-care instructions Pets can easily be overlooked when an owner is suddenly admitted to hospital. For each pet, record: Name Species and breed Photograph Microchip number Vet Medication Feeding instructions Walking routine Behaviour or fears Location of food, leads and carriers Who can enter the property Preferred temporary carer Long-term care wishes Pet insurance details Pet passport location Also include a simple notice near the folder stating how many animals are in the property.

  9. List regular bills and essential payments Create a straightforward list of financial commitments that may need attention if you are ill for several weeks. Include: Rent or mortgage Community fees Electricity Water Internet Telephone Insurance Vehicle payments Tax payment plans Loan or credit commitments Home-care services Pet expenses Regular subscriptions that may need pausing For each payment, record: Provider Approximate amount Usual payment date Whether it is paid automatically Which account it comes from Where the contract or statement is stored Who should be contacted if there is a problem

  10. Create an account and asset locator Your family does not necessarily need balances or private financial details in an emergency folder. They do need to know where accounts exist. List the organisations holding your important accounts, such as: Spanish banks UK banks Savings providers Pension providers Investment companies Credit-card companies Mortgage providers Insurance companies Utility providers Tax advisers Accountants Business accounts Digital payment services Record: Name of the organisation Type of account Country Last four digits or a safe reference Name of any joint holder Where statements are kept Who should be contacted Whether formal authority exists

  11. Record your important legal arrangements Your folder should say whether the following documents exist and where the originals are held: Spanish will UK will Power of attorney Spanish power of attorney Advance healthcare instructions Manifestación Anticipada de Voluntad Funeral wishes Property deeds Rental agreement Marriage certificate Divorce documentation Insurance policies Trust documents Business agreements For each document, record: Date Country Name of the professional who prepared it Where the original is stored Who has a copy Who should be contacted

  12. Explain who can act for you Create a page headed: Who is authorised to help me? Record: Your main emergency contact Any attorney appointed in the UK Any person appointed through a Spanish power of attorney Healthcare representative Executor Joint account holder Business partner Trusted person with access to your Legacy Vault Kit People who should be informed but do not have decision-making authority Do not describe someone as legally authorised unless the appropriate documentation is actually in place.

  13. Add arrangements for family travelling from abroad Family members may need practical information before coming to the Canary Islands. Include: Your nearest airport Preferred airline routes Ferry information where relevant Your full address Directions from the airport Local taxi contact Nearby accommodation Who can meet them Who has keys Hospital information Where important documents are kept Your passport and TIE location Travel-insurance details Who can care for their home or children while they travel Also include one local person whom the family can contact before booking a journey.

  14. Prepare for treatment on another island Some people living in the Canaries may need tests, specialist care or treatment away from their home island. Record: Who could accompany you Who should contact your family What mobility equipment you need Who would manage the home Who would look after pets Where a small hospital bag is kept Private transport or repatriation cover Your preferred emergency contact Any regular treatment that must continue Important medical documents to take

  15. Include a digital information guide Many important records now exist only online. List the services you use, such as: Email Online banking Utility accounts Insurance portals miSCS or miHistoria Cl@ve Digital certificate Pension accounts Cloud storage Social media Online subscriptions Your Legacy Vault Kit For each service, explain: What it is used for Which email address is linked to it Where secure access instructions are held Who should contact the provider Whether a trusted person has authorised access

  16. Add consular and professional contacts British nationals may wish to include: British Embassy or consular-support details Spanish lawyer UK solicitor Gestor Accountant Translator Funeral director Insurance assistance service Repatriation provider The UK Government provides 24-hour consular contact arrangements for British nationals who need urgent help abroad. The latest contact route should be checked on the official government website rather than relying on an old saved telephone number.

  17. Prepare for a wider island emergency Your household plan should also cover situations such as: Wildfire Flooding Severe weather Calima Extended power or water failure Evacuation Road closure Communications failure Record: Where you would go Who you would contact How pets would travel Medication that must be taken Mobility assistance needed Who needs help nearby Where your grab-and-go bag is kept The Canary Islands uses the ES-Alert system to send urgent civil-protection instructions to mobile phones in affected areas when authorities need the public to take protective action.

  18. Store the folder safely and tell someone about it A useful arrangement is: One clearly labelled paper folder at home One secure digital version One emergency summary with a trusted local person One secure copy accessible to your chosen family member Copies of key pages in your hospital or evacuation bag Fuller information stored in your Legacy Vault Kit Tell your trusted people: That the folder exists Where it is Which section they should read first What they are authorised to do Who else should be contacted

  19. Review it every six months Check: Contact details Medication Insurance Residency documents Account providers Bills Keyholders Pet arrangements Legal documents Property information Digital services Travel details Write the review date on the front page. Remove old information or mark it clearly as replaced.

Common Mistakes to Avoid

  • Filling the folder with paperwork but not including a Start Here page.
  • Keeping the only copy on a password-protected computer.
  • Including passwords, PINs and full card-security details.
  • Keeping irreplaceable original documents in an exposed folder.
  • Listing family in the UK but no trusted person in the Canary Islands.
  • Forgetting to explain who has keys and how to enter the property.
  • Not including arrangements for pets.
  • Assuming an emergency contact is automatically legally authorised to act.
  • Failing to explain which bills are paid automatically.
  • Leaving old medication, telephone numbers and insurance details in the folder.
  • Using the folder as a replacement for proper wills, powers of attorney or healthcare instructions.
  • Not telling anyone where the folder is kept.

Your Action Checklist

  • Create a clearly labelled emergency folder.
  • Add a Start Here page.
  • Create a First 24 Hours checklist.
  • Add your full address, municipality and island.
  • Record the date the folder was last reviewed.
  • List local emergency contacts.
  • List family contacts abroad.
  • Add a one-page medical summary.
  • Check medication and allergy information.
  • Add healthcare and insurance details.
  • Add copies of identity and residency documents.
  • Record where original documents are kept.
  • Explain how to access your home.
  • Name all keyholders.
  • Add household-provider details.
  • Record water and electricity shut-off locations.
  • Add pet-care instructions.
  • List essential bills and payment dates.
  • Create an overseas account locator.
  • Record where wills and powers of attorney are held.
  • Explain who is legally authorised to act.
  • Add information for family travelling from abroad.
  • Prepare for possible treatment on another island.
  • List important digital accounts without including passwords.
  • Add professional and consular contacts.
  • Download and configure the 112 Canarias app.
  • Prepare a small evacuation or hospital bag.
  • Store a secure digital copy of your files and information.
  • Give appropriate access to a trusted person.
  • Review the folder every six months.

In Summary

A good expat emergency folder should help another person quickly understand:

What has happened?

What has happened?

Who needs to be contacted?

Who needs to be contacted?

What medical information is important?

What medical information is important?

How can the home be accessed?

Who will care for pets or a partner?

How can the home be accessed?

Who will care for pets or a partner?

Which bills and accounts need attention?

Which bills and accounts need attention?

Who is legally authorised to act?

Who is legally authorised to act?

Where are the important documents?

Where are the important documents?

It should provide enough information to guide people without exposing sensitive passwords, PINs or original documents.

It should provide enough information to guide people without exposing sensitive passwords, PINs or original documents.

Sue’s final thoughts & experiences

A personal note from Sue Berry

When we live abroad, the people who love us may be hundreds or even thousands of miles away.

They may desperately want to help but have no idea who holds our keys, which health centre we use, how our bills are paid or whether a pet is waiting at home.

An emergency folder is a simple way to leave them a calm set of instructions.

It says, “Start here. This is who to call. This is where to look. This is what needs doing.”

That clarity can be one of the kindest things we leave for the people who may one day need to step in.